Thanks for the referral GOM! Not too sure what I'm doing yet, but if anyone is looking to renew, Lorne is a top notch guy.
the winnipeg sandbox
the winnipeg sandbox
Latest topics
» Gord Steeves should run for Mayor
by FlyingRat Wed Aug 13, 2014 4:58 pm
» To discontinue?
by EdWin Sat Jul 12, 2014 9:26 pm
» Sandbox breakfast get-together, Saturday, January 25, 2014.
by rosencrentz Fri Apr 11, 2014 11:27 pm
» 2013-14 Bisons/CIS Thread
by Hollywood Tue Apr 01, 2014 11:56 pm
» Katz must resign
by cobragt Mon Oct 28, 2013 5:09 pm
» Best Breakfast/Brunch
by cobragt Mon Oct 28, 2013 5:07 pm
» Manitoba Action Party
by RogerStrong Mon Oct 21, 2013 2:24 pm
» Police Respond to a silent alarm With Guns Drawn
by EdWin Tue Aug 20, 2013 10:10 pm
» Details about Cineplex SuperTicket -- interesting promotion
by MattKel Thu Jul 18, 2013 4:08 pm
» Freep locks out non-subscriber commentary
by Deank Mon Jul 08, 2013 3:58 pm
» 7-year sentence for Berlusconi
by FlyingRat Mon Jun 24, 2013 2:32 pm
» New Stadium
by grumpy old man Mon May 27, 2013 4:34 pm
» Winnipeg News Android App
by grumpy old man Mon May 27, 2013 4:33 pm
» First Post
by grumpy old man Fri May 24, 2013 2:43 pm
» The New Sals at Pembina and Stafford
by grumpy old man Thu Apr 25, 2013 1:35 pm
» Emma Watson wants to do nude scenes for 50 shades of grey movie
by FlyingRat Wed Apr 24, 2013 10:39 am
» Museum finally admits it needs to raise more money priovately.
by FlyingRat Wed Apr 24, 2013 10:32 am
» And You Thought Your Taxes Are High Now!!!
by FlyingRat Wed Apr 24, 2013 10:21 am
» free chocolate sample
by cobragt Sun Mar 31, 2013 6:12 pm
» Do you want a gift certificate for A winnipeg restraunt?
by cobragt Sun Mar 31, 2013 6:12 pm
by FlyingRat Wed Aug 13, 2014 4:58 pm
» To discontinue?
by EdWin Sat Jul 12, 2014 9:26 pm
» Sandbox breakfast get-together, Saturday, January 25, 2014.
by rosencrentz Fri Apr 11, 2014 11:27 pm
» 2013-14 Bisons/CIS Thread
by Hollywood Tue Apr 01, 2014 11:56 pm
» Katz must resign
by cobragt Mon Oct 28, 2013 5:09 pm
» Best Breakfast/Brunch
by cobragt Mon Oct 28, 2013 5:07 pm
» Manitoba Action Party
by RogerStrong Mon Oct 21, 2013 2:24 pm
» Police Respond to a silent alarm With Guns Drawn
by EdWin Tue Aug 20, 2013 10:10 pm
» Details about Cineplex SuperTicket -- interesting promotion
by MattKel Thu Jul 18, 2013 4:08 pm
» Freep locks out non-subscriber commentary
by Deank Mon Jul 08, 2013 3:58 pm
» 7-year sentence for Berlusconi
by FlyingRat Mon Jun 24, 2013 2:32 pm
» New Stadium
by grumpy old man Mon May 27, 2013 4:34 pm
» Winnipeg News Android App
by grumpy old man Mon May 27, 2013 4:33 pm
» First Post
by grumpy old man Fri May 24, 2013 2:43 pm
» The New Sals at Pembina and Stafford
by grumpy old man Thu Apr 25, 2013 1:35 pm
» Emma Watson wants to do nude scenes for 50 shades of grey movie
by FlyingRat Wed Apr 24, 2013 10:39 am
» Museum finally admits it needs to raise more money priovately.
by FlyingRat Wed Apr 24, 2013 10:32 am
» And You Thought Your Taxes Are High Now!!!
by FlyingRat Wed Apr 24, 2013 10:21 am
» free chocolate sample
by cobragt Sun Mar 31, 2013 6:12 pm
» Do you want a gift certificate for A winnipeg restraunt?
by cobragt Sun Mar 31, 2013 6:12 pm
mortgage rates??????
+9
StBPegger
LivingDead
Electrician
libermom
cherenkov
Goth_chic
rosencrentz
grumpy old man
Deank
13 posters
Go to page : 
1, 2, 3, 4
Message [Page 4 of 4]
77 Re: mortgage rates?????? Fri Nov 21, 2008 5:15 pm
grumpy old man
administrator
Welcome... Did ya use my name?
78 Re: mortgage rates?????? Fri Nov 21, 2008 5:33 pm
StBPegger
Of course!grumpy old man wrote:Welcome... Did ya use my name?
79 Re: mortgage rates?????? Fri Nov 21, 2008 6:33 pm
rosencrentz
uber-contributor
StBPegger- Are you taking the 3.99 variable, or do they have a 3.5 variable to compete with Crosstown Civic Credit Union?
I am asking because I was about to apply to Crosstown who seem to have the lowest advertised variable rate!
I am asking because I was about to apply to Crosstown who seem to have the lowest advertised variable rate!
80 Re: mortgage rates?????? Fri Nov 21, 2008 7:17 pm
grumpy old man
administrator
I know Cambrian will not negotiate. They say they post their lowest rate and that's it...
81 Re: mortgage rates?????? Fri Nov 21, 2008 9:49 pm
StBPegger
Good eye rosen! My friend was just telling me about his bank - which is Crosstown.
The thing with Crosstown is that they offer better banking packages. Cambrian is good if you have $30,000 in assets, but otherwise their banking packages aren't great.
So many options!
Oh, and for the record, every credit union I've contacted does not negotiate rates.
The thing with Crosstown is that they offer better banking packages. Cambrian is good if you have $30,000 in assets, but otherwise their banking packages aren't great.
So many options!
Oh, and for the record, every credit union I've contacted does not negotiate rates.
82 Re: mortgage rates?????? Fri Nov 21, 2008 10:08 pm
rosencrentz
uber-contributor
As far as I am concerned, a lender who does not negotiate rates, but posts their most competitive rate is way better than dealing with a bank, that negotiates their rate!
The banks post their highest rate and the meek and their "loyal" clients get screwed and big time!
If you have a bank mortgage, and it was not done through a mortgage broker that you have probably paid 1 1/2 % higher than those who have priced their business!
The banks post their highest rate and the meek and their "loyal" clients get screwed and big time!
If you have a bank mortgage, and it was not done through a mortgage broker that you have probably paid 1 1/2 % higher than those who have priced their business!
83 Re: mortgage rates?????? Sat Nov 22, 2008 9:58 pm
sputnik
contributor plus
StBPegger wrote:Thanks for the advice rosen.
So does everyone think the rates will drop? I know they have gone up from the past month.
And how the heck did you find a rate under prime? The ones I've seen are prime + 1%!
EDIT: Except for Cambrian. Will be giving them a call today.
The Bank of Canada is expected to lower rates by 50 basis points on December 9th and another 50 basis points in the new year.
Looks like my mortgage will be at 2.40% in 2009.
84 Re: mortgage rates?????? Sun Nov 23, 2008 12:29 am
EdWin
major-contributor
sputnik wrote:StBPegger wrote:Thanks for the advice rosen.
So does everyone think the rates will drop? I know they have gone up from the past month.
And how the heck did you find a rate under prime? The ones I've seen are prime + 1%!
EDIT: Except for Cambrian. Will be giving them a call today.
The Bank of Canada is expected to lower rates by 50 basis points on December 9th and another 50 basis points in the new year.
Looks like my mortgage will be at 2.40% in 2009.
Welcome back! U here for the long haul?
85 Re: mortgage rates?????? Sun Nov 23, 2008 9:24 am
rosencrentz
uber-contributor
StBPegger is here only to get some cheap Northend mortgage money!!
86 Re: mortgage rates?????? Sun Nov 23, 2008 10:23 am
Electrician
general-contributor
Must be tough times out there in the far west, Sputnik.
Back to where the action is?
Back to where the action is?
87 Re: mortgage rates?????? Sat Dec 27, 2008 10:22 am
rosencrentz
uber-contributor
3% variable rate now offered for the last 2 weeks-
Good , low rate- went from 3 1/2% and with the 3/4% drop in prime has fallen to 3%
Crosstown Credit
Good , low rate- went from 3 1/2% and with the 3/4% drop in prime has fallen to 3%
Crosstown Credit
Last edited by rosencrentz on Tue Dec 30, 2008 5:08 pm; edited 1 time in total
88 Re: mortgage rates?????? Sun Dec 28, 2008 1:12 am
cherenkov
contributor plus
It's hard to believe, but the interest I'm earning on my ING savings account is the same as the interest that I'm paying on my mortage (2.7%). That's just freakin' nuts. Not that I'm complaining or anything.
89 Re: mortgage rates?????? Tue Dec 30, 2008 3:39 pm
sputnik
contributor plus
rosencrentz wrote:3% variable rate now offered for the last 2 weeks-
Good , low rate- went from 3 1/2% and with the 3/4% drop in prime has fallen to 3%
Who is offering prime minus 50 these days?
90 Re: mortgage rates?????? Thu Jan 01, 2009 1:09 pm
rosencrentz
uber-contributor
Crosstown or Cambrian
91 Re: mortgage rates?????? Wed Jan 21, 2009 6:05 pm
rosencrentz
uber-contributor
I wonder if the 3% variable rate will be down to 2 1/2% with the drop yesterday of 1/2% from Harper's Canada Bank?
Variable rate mortgages are really making a huge difference in people's cash flow.
Anyone with a locked in 5% mortgage of $100,000 would be saving close to $180 per month in interest charges, and another $40 per month if the rate drops another 1/2%.
Variable rate mortgages are really making a huge difference in people's cash flow.
Anyone with a locked in 5% mortgage of $100,000 would be saving close to $180 per month in interest charges, and another $40 per month if the rate drops another 1/2%.
92 Re: mortgage rates?????? Fri Jan 23, 2009 7:30 am
Guest
Guest
Yes but when the rate goe,s up the locked i is good , hard to say right now which is going to be long term high or low . I just renogiated mine and locked in 10 yrs at a 3.2 .
93 Re: mortgage rates?????? Fri Jan 23, 2009 10:15 am
rosencrentz
uber-contributor
3.2 is damn good, especially locked in! Pretty hard to get a better rate, except on a variable- Good work!
94 Re: mortgage rates?????? Fri Jan 23, 2009 11:02 am
Deank
contributor eminence
" I just renogiated mine and locked in 10 yrs at a 3.2 ."
where please.........
where please.........
Message [Page 4 of 4]
Go to page : 1, 2, 3, 4
Similar topics
Permissions in this forum:
You cannot reply to topics in this forum
|
|
|